What is a reinstatement cost assessment?

A Reinstatement Cost Assessment or (Building Insurance Valuation) is an assessment to determine how much it would cost to rebuild a building should it be destroyed, such as in the event of a fire or collapse. This figure enables you to insure the building for the correct amount.

If the sum insured is too low you may find yourself accountable for any shortfall. If it is too high you will be paying a higher premium than required.

Reinstatement Cost Expertise

Our team is highly skilled at providing Reinstatement Cost Assessments based on accurate appraisals of your property, plant, machinery or other assets. This ensures that you are not paying too much on premiums or too little, which could leave you under insured and therefore exposed to unnecessary risk.

As RICS surveyors we are fully qualified to visit sites and conduct research through BCIS data and other sources to provide valuations. Our reinstatement values are calculated by factoring in all necessary costs, including demolition fees and fees to local authorities, giving you peace of mind in knowing that you will be able to fully reinstate your assets.

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Reinstatement values you can trust

Specialist property assessors

With our experience we are able to assess properties ranging from commercial units and factories to retail spaces and listed buildings.

Our sectors experience include;

  • Commercial: offices, industrial and retail
  • Rail and transport
  • Education: schools, colleges and universities.
  • Licenced leisure, hotels, public houses, restaurants
  • Financial sector

We are vastly experienced in the educational sphere, acting to provide valuations on academies, schools, colleges and more. These facilities often encompass a range of facilities, ranging from sports halls to science labs, and these require specialist acumen and experience when it comes to providing accurate reinstatement costs.

Another area of expertise for our team at Eddisons is the financial sector, and we act for the majority of major banks, providing reinstatement values for buildings and contents throughout the year.

Providing for full reinstatement

We make sure that our reinstatement cost assessments provide for the full cost of demolition and rebuilding, along with any other allowances, in order to provide the best level of cover and to protect our clients from negligence issues.

If you would like know more about Reinstatement Cost Assessments or any of the other services we provide, please get in touch.

Why choose Eddisons for a reinstatement value?

Highly experienced RICS accredited team with an in-depth knowledge of delivering reinstatement cost assessments.

Nationwide offices, meaning that you have an reinstatement cost assessments expert with local knowledge at all times – national reach with a local touch.

Vast sector based knowledge to get you the best reinstatement value.

Reinstatement cost assessments services are delivered in accordance with current RICS guidelines.

Credible consultants who work honestly. 

Can undertake assessments either on a desktop or site visit basis.

Contact us today to speak to an reinstatement costs assessment expert.

Our Experience

For over 175 years, we have placed our clients at the forefront of everything we do. Operating nationally with as team of over 30 building surveyors, we take the time to understand our clients’ objectives and deliver effective advice. Our surveyors work with the widest range of organisations delivering a comprehensive range of consultancy services.

We take time to understand our clients’ requirements and develop appropriate and cost-effective solutions. Our specialist knowledge and technical expertise combine to provide a first class service.

Where a client has complex requirements, we involve specialists from various parts of our business, ensuring that the advice given is appropriate and bespoke to the situation.

Case Studies

Reinstatement Cost Assessment for Rail Portfolio

Case study

Reinstatement Cost Assessment for Rail Portfolio

Reinstatement Cost Assessment for Liverpool Hope University

Case study

Reinstatement Cost Assessment for Liverpool Hope University

Reinstatement Cost Assessment for Vector Properties (UK Care Homes)

Case study

Reinstatement Cost Assessment for Vector Properties (UK Care Homes)

our team

We’re proud to employ more than 350 talented individuals working across a multitude of disciplines.


Eddisons is rapidly growing; emphasised by our nationwide office network which is now 25-strong.


We’re ready to take your call and can quickly pass you through to the right department.