commercial insurance

Insurance services

UK-wide service
Director-led support
Local knowledge
Free consultation

Insurance and risk management solutions

Our insurance team provides specialist insurance and risk management solutions to a wide range of organisations. With a hands-on approach and expert knowledge, we find and advise on cover for many types of risk and classes of insurance.

We take time to understand the specific requirements of our clients. Our in-depth knowledge of the insurance market enables you to obtain the most suitable insurance in terms of cover and cost. Our ability to access a wide range of skills and expertise within BTG Eddisons, also ensures we deliver a multi-disciplinary approach that is unmatched by other firms.

Our insurance offering includes specialist broking solutions to financial institutions and insolvency practitioners in complex and uncertain circumstances. Our experience as a leading arranger of open cover insurance is unrivalled in the market, and we have a track record of delivering innovative solutions.

If you or your client needs comprehensive insurance coverage, we are ready to find you a policy that truly meets your specifications. Get in touch to discuss your requirements today.

Template Insurance

Our insurance capabilities

Open cover insurance

Our insurance team are highly specialised in working with insolvency practitioners on unpredictable cases which require immediate open cover insurance. Our expertise enables us to reduce the costs of insolvency case insurance, without compromising on levels of risk mitigation.
 
Insurance brokering services

Our understanding of the insurance market enables us to provide competitive insurance premiums and extensive cover. We have the specialist knowledge to tailor premiums to suit each client’s requirement delivering a Director led service. Our clients are our best advocates.

Void property monitoring and security

Our RemoteZone team specialise in protecting and monitoring vacant property across the UK. RemoteZone act for a range of clients including insolvency practioners, property investors, asset managers, licensed leisure operators, public sector and education establishments.

Insurance valuations

Our independent asset valuation reports provide valuations for insurance purposes in respect of buildings, plant & machinery and general contents.

Consumer duty drinciple

The Consumer duty requires us to focus on consumer outcomes, putting the customer’s interests at the heart of our activities.

What is commercial property insurance?

Commercial property insurance covers the cost of repairing or rebuilding business premises following damage or loss. This includes the building structure itself, as well as stock, equipment, and contents, and protects against a range of risks including fire, flood, burst pipes, subsidence, and more.

For any business that owns or occupies commercial premises, having the right cover in place is not optional. Commercial property is a significant financial asset, and inadequate insurance can leave owners and occupiers exposed to losses that are difficult or impossible to recover from.

What types of commercial property can be insured?

We work across every type of commercial premises, identifying the risks specific to each property type, including those at elevated risk from flood, subsidence, or other environmental factors.

Property type

Typical risks covered

Offices and office parks

Fire, flood, escape of water, theft, malicious damage

Industrial units and warehouses

Machinery breakdown, fire, structural damage, stock loss

Retail premises and shopping centres

Public liability, stock, theft, business interruption

Leisure and hospitality venues

Public liability, fire, flood, equipment failure

Factories and manufacturing sites

Engineering risk, fire, employer liability, stock

Vacant and unoccupied properties

Fire, vandalism, squatters, liability, weather damage

If your property presents non-standard risks, for example unusual construction, a high-flood-risk location, or specialist operational equipment, our team has the experience to identify appropriate cover rather than defaulting to a standard policy that may leave gaps.

Why does commercial property insurance matter?

Commercial premises represent a significant financial commitment. The right insurance does more than satisfy lender or lease requirements; it protects the asset, supports business continuity, and gives landlords, occupiers, and their advisers confidence that risks are properly managed.

Without adequate cover, a single event, such as a fire, a flood, a burst pipe, can result in repair or reinstatement costs that far exceed what the business can absorb. For tenanted properties, the consequences extend to lost rental income, tenant disruption, and potential legal liability.

Our experts works with organisations of all sizes across the UK to identify their specific insurance needs, target the right areas of risk, and deliver competitive solutions that reflect the realities of their individual operations – not a generic policy applied without thought.

Who are our bespoke insurance services designed for?

Our insurance services are used by a wide range of organisations, including:

  • Commercial landlords and property investors
  • Insolvency practitioners and administrators managing property assets
  • Asset managers and property management companies
  • Corporate occupiers with significant premises portfolios
  • Public sector bodies and education establishments
  • Retailers, leisure operators, and hospitality businesses

Why choose BTG Eddisons for commercial insurance?

Speak to our insurance team about your commercial property requirements

We work with landlords, occupiers, investors, and insolvency practitioners across the UK. Use the form below to tell us what you need, and we will find the right solution for your property type and sector.

Local office finder

Eddisons boasts a national presence, with offices located throughout the UK.

Discover your nearest one today.

Find your office

Contact details

Tel: 0113 243 0101
BTG Eddisons head office

2nd Floor, 10 Wellington Place, Leeds, LS1 4AP

Frequently asked questions about insurance services

Case studies

Shopping Centre Receivership Insurance
Widnes Shopping Park Widnes 1

Insurance

Retail

Shopping Centre Receivership Insurance

Trading Hotel Administration Insurance
Interior of a modern luxury hotel reception

Insurance

Leisure

Trading Hotel Administration Insurance

Insurance services for Ernst and Young
Malsis 7

Insurance

Insurance services for Ernst and Young

Insurance services for investment property
570 x 610 property management _235461517

Insurance

Investment

Insurance services for investment property

Your insurance team

Charlotte Peel 2
Charlotte Peel
Director
600 x 630 Marlene Kinnon
Marlene Mellor
Associate Director
600 x 630 Nick Towns
Nick Towns
Partner

550+ Strong Team

Local knowledge
national coverage

Our reach covers the UK with a network of over 35 UK offices.
Find the right professional using the below dropdowns.

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We are proud to employ more than 550 talented individuals working across a multitude of disciplines.

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BTG Eddisons is rapidly growing; emphasised by our nationwide network of 35 offices across the UK.

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